Mortgage Processor
Dream Finders Homes · US
The Processor is responsible for processing files from submission through submitting to closing. They will work with all departments in coordinating processi...
Job description
The Processor is responsible for processing files from submission through submitting to closing. They will work with all departments in coordinating processing, processing support, and administrative functions for their respective teams. Processor will work closely with underwriting, loan officer/loan officer team and Processing Supervisor to complete all functions within a timely manner and consistent with all operations policies and procedures. Processor will report directly to the Processing Supervisor. Essential Job Functions: - Review and analyze credit, income, assets, and collateral upon receipt of loan to determine needs for underwriting to make a reasonable credit decision. - Communicate document requirements and conditions to borrowers and referral sources as needed consistent with corporate communication policies. - Obtain credit supplements, verifications of employment, verifications of deposit, clear fraud alerts, title commitments, transcripts, appraisals, builder documentation and other third-party information to validate application data. - Utilize DU, LP and GUS for evaluating agency eligible transactions. Review findings and determine documentation and supporting...