Business Banking Underwriter I

Job description

Pay Range: $30.59 - $40.76 Within a loan production environment adjudicate new, renewal and modification loan applications within specified service standards. Analyze each applicant's cash flow, overall financial condition, credit history, and other credit criteria. Apply this information, in conjunction with the banks policy and procedures to make appropriate decisions within individual lending authority. Make recommendations for applications outside of individual lending authority and present for approval. Accurately and thoroughly communicate loan decisions to internal personnel and, if applicable, conditions of approval. Maintain acceptable credit quality metrics within the underwriter's individual portfolio. Education and Experience: 3 years prior commercial or business lending experience preferred BS in Business Administration, Accounting, or Finance preferred MBA desirable: Understanding of governmental credit supports available to small business loans (SBA) is preferred Skills and Abilities: Working knowledge of financial statements, tax returns, and credit reports Basic Accounting knowledge: Strong mathematical skills: Proficient in Windows based computer environment Aptit...