Operations Officer, Embedded Finance
Cogent Bank · Lake Mary, Florida, US
Description Job Summary The Operations Officer will support payment operations, settlement coordination, operational monitoring, and day to day operational s...
Job description
Description Job Summary: The Operations Officer will support payment operations, settlement coordination, operational monitoring, and day to day operational support across ACH, RTP, FedNow, and future debit card programs. This role partners cross functionally with BSA, Fraud, Finance, Treasury, Risk, and external vendors to support payment operations stability, operational controls, settlement activities, and scalable payment operations across modern payment rails. The ideal candidate will have strong ACH and payment operations experience, strong problem-solving capabilities, and experience working in banking, treasury management, payment operations, card operations, or fintech environments. Requirements: Responsibilities and Duties: - Support daily payment operations across ACH, RTP, FedNow, and future debit card programs - Monitor transaction activity for processing accuracy, operational exceptions, and timing requirements - Support ACH lifecycle management including returns, reversals, NOCs, and exception handling - Support RTP and FedNow operational workflows and operational issue coordination - Support settlement activities, payment flows, funding processes, and reconciliation...