Credit Analyst

Job description

Location: On site at location listed in job posting. Summary: Perform end-to-end underwriting and portfolio monitoring for complex commercial real estate loans by conducting in-depth property/market and borrower/guarantor financial analysis, building or adapting analytical tools, preparing and presenting credit approval packages with terms/covenants/exposure/grades, collaborating with PMs/RMs/Credit Risk Managers, and ensuring accurate covenant tracking, reporting, and policy-aligned risk management. Essential Duties and Responsibilities: - Prepare credit analysis including review/analysis of real estate specific and market information and financial statements for commercial borrowers, guarantors and prospects. - Real estate and market-specific analysis will include review, analysis and summary of leases, appraisals, construction budgets, proformas, etc. Financial statement analysis will include analysis and presentation of borrower and guarantor balance sheets, income statements, tax returns, global real estate schedules, cash flows, financial ratios, trends and debt repayment capacity. - Because ProCRE loans are generally highly customized and frequently of large dollar amounts,...