Mortgage Loan Processor

Job description

Job DetailsJob Location: Longview Branch - Longview, TX 75605Responsible for providing clerical support for all mortgage loan processing activities. Receives, evaluates, and reviews loan applications. Obtains and verifies necessary information and prepares documents for underwriting and closing review. Arranges flood zone certification as required. Communicates loan status to all involved parties including buyer, seller, realtor, and title company representatives. Obtains proof of insurance as required on mortgage loans. Assists or refers members as necessary. ESSENTIAL FUNCTIONS AND BASIC DUTIES: 1. Assumes responsibility for providing effective clerical support for all phases of mortgage loan activities. a. Reviews new loan applications. b. Prepares and issues conditional loan approvals for borrowers. c. Orders appraisals, credit reports, and title reports. Logs dollar amounts received and verifies employment, salary, assets, and liabilities. d. Resolves loan application problems. Assists applicants with addressing credit report problems, low appraisals, low salary levels, and high debt ratios. e. Reviews information for completeness and accuracy. Clarifies missing or questionabl...