Credit Analyst II

Job description

Summary Ability to apply skills toward effective financial analysis of borrower’s financial statements, cash flow analysis, and analysis of commercial credit. The individual will be able to perform credit analysis of larger commercial credits with the expectation that progress will be made toward more complex credit analysis after fulfilling the minimum job responsibilities. Well-written credit analysis with minimal revisions made by supervisor or department head. Responsibilities: - Financial statements spreadsheets. - Financial analysis of commercial loans (both real estate and commercial and industrial). Commercial credits will be more complex with potential for multiple collateral types, financial statement analysis of multiple guarantors, and industries with limited number of companies. - Prepare financial analysis on unique commercial property types such as special purpose or commercial businesses with limited market share. - Strong understanding of accounting treatments typically found in financial statements of larger commercial credits. - Prepare well-written financial analysis of loans for presentation to loan officers and/or loan committee. - Complete financial analysis...