Commercial Relationship Manager

Job description

JOB SPECIFICATIONS: Education —Bachelor’s Degree in Business, Finance, or related area Experience —Typically requires 5 or more years of prior commercial lending experience, strong credit and analytical skills and knowledge of Bank services ESSENTIAL FUNCTIONS: - Develop new business by contacting prospects and clients in order to meet loan growth and profitability goals - Interview loan applicants and collect and analyze financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request - Establish and negotiate where necessary the terms under which credit will be extended, including the costs, repayment method and schedule, and collateral requirements - Collect and analyze information that reflects the current creditworthiness of clients and the current merits of existing loans. Information may be obtained by direct inspection of the applicant’s business and/or collateral, review of interim financial reports and personal interview - Ability to analyze highly complex credit requests that may include: commercial real estate, asset-based lending, commercial lending and general lending to business and professional clients...