Managing Sr. Credit Officer (CRE-Hybrid/Miami Lakes)

Job description

SUMMARY: Works to ensure safety and soundness of the Bank's lending activities in the assigned lending units. Manages a team of Credit Officers who are also working towards that end. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and special projects may be assigned. - Exercises prudent credit judgment through individual loan authority assigned by the Credit Risk Management Committee, as approved by the Board of Directors. - Assists lending officers and Credit Officers in structuring loan transactions and approving credit within assigned lending units. Supervisory responsibility of assigned Credit Officers. - Helps to ensure safe and sound lending practices through ongoing monitoring of the commercial loan portfolio within assigned lending units and observance of market trends that may impact credit quality. Works closely with senior managers of the assigned lending units and the lending officers/portfolio managers of those units to identify and mitigate risks in those portfolios. - Participates in deal discussion meetings and exercises individually assigned authorities in each setting. - Evaluates and approves or declines policy exceptions and modificati...