Mortgage Loan Originator

Job description

Solicits, develops and manages credit relations with individuals seeking residential real estate loans. Actively develops relationships with realtors, builders, and developers. Makes decisions within prescribed guidelines. Oversees and manages mortgage loan portfolio. Responsible for the origination, profitability and quality of a residential loan portfolio. Operates within established lending authority and guidelines; provides optimum profitability balanced with acceptable risk. Ensures adherence to established bank loan procedures, practices and reporting requirements. Responsible for sales development and referral activities including STEP sales training and activities. Creates a teamwork environment to ensure that quality service is provided and sales/business development goals are met. Conducts relationships and activities consistent with established Bank policies, procedures and systems, the corporate code of conduct, Bank Secrecy Act and all applicable State and Federal laws and regulations. ESSENTIAL DUTIES AND RESPONSIBILITIES: Actively call on prospective customers and referral contacts. Actively develop residential mortgage referrals by developing relationships with real...