Commercial Credit Analyst I
Simmons Bank · Rogers, Arkansas, US
It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. The C...
Job description
It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. The Credit Analyst I provides cursory analytical support for commercial banking, including spreading and preliminary analysis of existing customers and prospects. Essential Duties and Responsibilities: Provides support of loan officers and managers through financial statement spreading and analysis of new loan requests and existing credit relationships. Verify that all documents have been provided prior to a loan request being assigned to a Sr. Credit Analyst. Complete covenant testing as required by loan agreements for existing credit relationships. Prepares cash flow models for the basis of credit decisions. Prepares basic and preliminary credit analyses to aid in determining the viability of a potential credit opportunity, with supervision of Credit Manager or Credit Analyst III. Provides additional loan agreement / covenant monitoring support to commercial lending and underwriting groups. Provides on-going portfolio management through spreading of on-going required financial statements as they are received from the Bank’s custom...