Risk Specialist

Job description

Twisto, a Param Company, is a modern financial services provider operating across Central and Eastern Europe. Through our app, customers gain control over the way they pay - they can split purchases, defer payments, pay invoices, or shop with virtual and physical cards. We bring clarity, convenience, and fair exchange rates at home and abroad. Twisto is growing fast, continuously innovating, and expanding our services to make everyday financial life easier. We’re looking for a Risk Specialist who will help us monitor, evaluate, and improve credit risk across our CZ and PL portfolios. You’ll become part of a collaborative team where your analyses will directly influence approval strategies, credit risk policies, and the quality of our decision-making. This role is a great fit for someone who enjoys turning data into practical recommendations, spotting patterns before they become problems, and working closely with teams across Credit Risk, Fraud, Compliance, Legal, and Customer Support. What you’ll be working on: Conducting SQL-based analyses to evaluate portfolio risk, track trends, and uncover anomalies across markets. Identifying opportunities to improve approval strategies and po...