Credit Products Analyst II
Flagstar Bank · New York City, New York, US
Position Title Credit Products Analyst II Location New York, NY 10018 Job Summary The Commercial Credit Analyst II builds upon foundational credit experience...
Job description
Position Title Credit Products Analyst II Location: New York, NY 10018 Job Summary: The Commercial Credit Analyst II builds upon foundational credit experience by taking on more complex underwriting and portfolio management responsibilities. This role plays a key part in supporting Credit Products Specialists in assessing credit risk, structuring commercial loans, and monitoring portfolio performance. Analysts are expected to independently conduct financial analysis, prepare risk ratings, and provide insights on credit decisions, while continuing to refine industry expertise and technical skills. The anticipated base pay rate range for this role is between $77,568 - $95,799. Pay Range: Local Minimum Wage - $0.00 - $0.00 Job Responsibilities: Credit Risk Analysis & Portfolio Management: - Conduct financial spreading and risk rating analysis. - Perform detailed credit due diligence and industry research. - Prepare annual and periodic credit reviews. - Monitor borrower performance and track financial covenants. - Recommend risk rating adjustments based on financial trends. Loan Structuring & Underwriting Support: - Assist Credit Products Specialists in structuring new loans and modifi...