Commercial Credit Analyst II
Simmons Bank · Houston, Texas, US
It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. The C...
Job description
It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. The Credit Analyst II provides analytical support for commercial banking including an independent analysis of creditworthiness of customers and prospects. The position analyzes current credit data, financial statements, and necessary due diligence data of individuals or companies to determine the degree of risk involved in extending credit or lending money. The Credit Analyst II prepares reports with the credit information for use in decision making of concurring approvers. Essential Duties and Responsibilities: - Responsible for preparing basis and comprehensive credit analyses on commercial loans that facilitates the credit approval process for use by loan officers or committees in the making of lending decisions regarding new, renewal, and extension loans. - Thoroughly analyze commercial credits which exceed $1.5 million in total credit exposure to the Bank. - Analyzes information statements and related material and prepares summaries and presents facts, and offers thoughts concerning credit-worthiness. - Analyzes factors such as...