Credit Risk Lead - US Market

Job description

Credit Risk Lead - US Market Department: Credit Risk: Employment Type: Permanent: Location: London: Description: We are seeking a Credit Risk Lead to support the continued growth and oversight of our credit risk function as we scale across the US and international markets. In this role, you will lead the day-to-day operations of the credit risk and underwriting team, ensuring consistent, high-quality credit decisions aligned with the company’s risk appetite and regulatory obligations. You will partner closely with senior risk leadership, Product, Data, Compliance, and Commercial teams to strengthen credit policies, optimize decisioning frameworks, and maintain strong portfolio performance. This role requires deep credit risk expertise combined with proven people management experience. You will be accountable for team performance, underwriting quality, operational efficiency, and the delivery of key risk outcomes. Key Responsibilities: Team Leadership & Management: - Lead, mentor, and develop a team of credit risk analysts and underwriters. - Manage performance, workload allocation, hiring, and professional development. - Foster a culture of accountability, sound judgment, and conti...