Mortgage Loan Specialist

Job description

If you are motivated and believe in the credit union philosophy of "People Helping People," join our team! Purpose: Experienced Mortgage Loan Specialist responsible for the full real estate loan process across all delivery channels. MLSs should have a solid understanding of the entire real estate loan cycle and servicing functions. Actively identifies, develops, and maintains a source of referrals from realtors, builders, Credit Union colleagues and the community for new mortgage lending opportunities. Duties: - Receive and assist in the completion of real estate loan applications, while serving as the primary point of contact for applicants during the origination process. - Independently assess and underwrite real estate loan applications including but not limited to applicant(s) credit worthiness, ability to repay, collateral valuation, and organizational risk with the ability/authority to extend credit or deny for real estate loan products within assigned tiered approval lending limits. Communicate approval or denial decisions to members in a clear and professional manner. - Evaluate and verify income documentation, including personal and business tax returns, to make informed a...