Commercial Credit Risk Manager - Ybor City or St Petersburg, FL
Valley National Bank · Tampa, Florida, US
Responsibilities include but are not limited to: - Underwrites and structures new prospective transactions as well as renewals, extensions, increases, and ma...
Job description
Responsibilities include but are not limited to: - Underwrites and structures new prospective transactions as well as renewals, extensions, increases, and material modifications and amendments for existing clients. - Participates in external client meetings as well as internal deal team discussions and approval discussions with senior management. Identifies, outlines, and mitigates risks associated with potential lending opportunities, advises on all matters related to the Bank's Credit Policy and related procedures, and provides guidance on loan structures and risk appetite. - Performs the required due diligence and analysis, produces the credit presentation in accordance with guidelines and policy while ensuring timely completion of the underwriting, presents credit requests to the required level of credit authority. - Maintains oversight via internal reporting and dashboards of all ongoing portfolio monitoring requirements and client deliverables as well as compliance with all terms of the loan agreement including (i) financial reporting, (ii) covenant compliance, (iii) collateral monitoring, (iv) required third party reports, (v) annual reviews, and (vi) maturing loans and line...