Credit Analyst

Job description

PURPOSE: The Credit Analyst will be responsible for evaluating the creditworthiness of new and existing customers, mitigating financial risk, and supporting healthy revenue growth. This involves conducting financial analysis, evaluating credit applications, and establishing appropriate credit limits. This role works closely with Collection Specialist and internal teams to resolving disputes with customers. This role plays a vital role in protecting the company’s assets, optimizing cash flow, and maintaining strong customer relationships. ESSENTIAL DUTIES: - Analyze customer financial statements, credit reports, and payment history to assess creditworthiness and determine appropriate credit limits. - Review and approve credit applications in accordance with company policies and risk tolerance. - Monitor existing customer accounts for changes in credit risk and recommend adjustments to credit terms as needed. - Collaborate with Collection team to support resolution of high-risk or deliquent accounts and disputes with customers. - Maintain accurate and up-to-date credit files and tax exemption certificates for audit and compliance purposes. - Partner with internal teams to support str...