Head of Risk, Commercial Credit
Westpac · Sydney, New South Wales, AU
Create your best future and join Westpac as Head of Risk, Commercial Credit What’s the Role: This is a critical Line 2 leadership role responsible for shapin...
Job description
Create your best future and join Westpac as Head of Risk, Commercial Credit What’s the Role: This is a critical Line 2 leadership role responsible for shaping and overseeing commercial credit risk across a large, complex banking portfolio. You will provide independent oversight, challenge and strategic risk advice to Commercial Banking leadership, ensuring alignment with risk appetite, regulatory expectations and business strategy. Leading a sizable and geographically dispersed team, you will drive a high-performance risk culture, strengthen credit governance and influence key decision-making at executive level. Key Responsibilities: - Design and deliver a modern, scalable data ecosystem that embeds analytics, decision intelligence and AI into customer and business journeys. - Provide independent, expert advice and constructive challenge to Commercial Banking leadership on credit risk, portfolio settings and risk appetite. - Oversee credit risk across BAU operations, transformation initiatives and change programs, ensuring risks are effectively identified, assessed, managed and escalated. - Lead the Commercial Credit Risk function, including credit decisioning across diversified, s...