Underwriter Senior - Home Lending

Job description

Description Summary: Underwrite residential first mortgage and/or Home Equity loan applications received from mortgage loan originators, bankers and/or mortgage brokers to ensure that all credit and compliance documents are in alignment with product guidelines and supportive of the lending approval or denial decision made by the Underwriter. Duties & Responsibilities: - Underwrite residential first mortgage files (conventional FNMA, FHLMC. Government, FHA/VA - Bond). Diverse portfolio including CRA throughout bank footprint. - Confidence in underwriting risk-based portfolio product set from our Wealth Management Group. - Underwrite file from initial decision to clear-to-close, utilizing mortgage software in a paperless environment. - Adhere to all department service level standards for communication, production, and turn-time - Supportive environment that offers autonomy, customer service and a commitment to doing it right. - Perform other duties as assigned. Basic Qualifications: - High school diploma or equivalent - Three or more years of mortgage underwriting experience in the 1st mortgage arena (includes FHMA and FHLMC) - Must have recent underwriting experience with all conven...