Credit Risk Manager (f/m/d)

Job description

Solaris is Europe's leading embedded finance platform. Solaris’ full German banking license and proprietary modular B2B tech stack empowers its partners – from SMEs to large, multinational, non-financial companies – to offer compliant, customer-centric banking services, providing seamless experiences to customers across all industries. Founded in 2016, Solaris pioneered the Banking-as-a-Service market with an unparalleled combination of tech and banking. Solaris is headquartered in Berlin and employs 300 people in Europe. Your Role: Manual Underwriting Operations: - Define and refine the structure of complex credit transactions. - Assess and approve credit transactions, ensuring full compliance with the OHB (Operational Handbook) and external regulatory frameworks. - Continuously perform, optimize, and maintain the credit approval process to enhance efficiency and accuracy. - Establish and maintain manual credit file management systems. - Conduct regular reviews and updates of credit files to reflect current risk profiles. Automatic Underwriting & Logic: - Assist in setting and refining the technical criteria for the Decision Engine. - Align the conceptual consistency of underwriti...