Commercial Closing Officer (4 Days in Office - Open to w/in the M&T Footprint)

Job description

Overview: The Commercial Closing Officer is responsible for ensuring completion and delivery of the Bank’s full commercial loan closing capabilities for all assigned transactions. This position serves as the first line of defense (1LoD), adhering to required internal controls to mitigate regulatory, operational, and financial risk. Officers work as part of the account relationship/deal team and hold primary responsibility for arranging, validating, and finalizing each loan closing to ensure documentation reflects the correct borrowing parties, collateral, covenants, and credit‑approved terms with a high degree of accuracy. Primary Responsibilities: Validate that loan closing documentation and pre‑closing due diligence requirements are complete, , and aligned with credit approval terms and regulatory requirements. Review, interpret, and validate loan documentation for each transaction, ensuring key provisions reflect M&T Legal guidance and the Outside Counsel Manual. Complete the Commercial Closing Checklist, ensuring all required documentation, controls, and data elements are captured, accurate, and ready for Senior Closing Officer review and “Clear to Close.” Confirm alignment of...