JobMesh

Credit Review Officer Sr

Flagstar Bank · US

Position Title Credit Review Officer Sr Location Work From Home AZ, AZ 85001 Job Summary Internal Credit Review’s (ICR’s) Senior Credit Review Officer positi...

Job description

Position Title Credit Review Officer Sr Location: Work From Home AZ, AZ 85001 Job Summary: Internal Credit Review’s (ICR’s) Senior Credit Review Officer position is a key individual contributor role providing the incumbent diverse exposure to a variety of portfolios and products in support of ICR’s coverage mission. The Senior Credit Review Officer is responsible for continuously monitoring and periodically examining lending portfolio asset quality and credit risk management practices. This includes evaluating the adequacy of a business unit’s credit risk governance framework including risk appetite, policies, procedures, and risk reports; the depth, accuracy, and timeliness of client financial and transaction structure analyses, risk rating and regulatory classification assignment, and potential impairment for a sample of individual exposures; adherence to credit policies, procedures, and underwriting guidelines; and the quality of ongoing surveillance and problem loan management activities. Senior Credit Review Officers report findings and recommendations to ICR and business unit stakeholders and, for defects requiring formal action, initiate reportable issues, monitor management...