VP Credit Risk

Job description

Description Position Overview: The VP of Credit Risk is a senior leadership role responsible for overseeing all credit-related activities within the credit union, including underwriting, commercial lending, credit risk management, and portfolio performance. This role ensures compliance with regulatory standards and internal policies while driving growth in both retail and commercial lending. Requirements: What You Will Do: Strategic Leadership & Oversight - Participate in the development of corporate strategies and policies. - Lead the Credit Division in alignment with the credit union’s mission and strategic goals. - Provide strategic advice on all credit matters to the executive team. Credit Risk & Underwriting: - Oversee underwriting standards and ensure consistent application across all loan types. - Perform underwriting duties as business requires. - Review and approve loans within assigned limits; escalate as needed. - Ensure credit adjudication complies with internal policies and regulatory guidelines. Commercial Lending: - Direct the commercial lending team in origination, structuring and underwriting of loans. - Pursue new business opportunities and maintain relationships...