Community Home Lending Officer

Job description

As part of this role you will: - Develop new business by cultivating CRA/LMI prospects and referral contacts (realtors, builders, teammate referrals, community partners and personal contacts). - Advise prospects and customers concerning home loan products and process. - Interview and take loan applications including the analysis of financial data and delivery of loan packages. - Maintain knowledge of available loan products, processing, underwriting and escalation of exception procedures. - Provide high level of customer service. - Conduct and coordinate homebuyer-training seminars for CRA potential applicants. - Participate in community affairs to increase FMB’s visibility and enhance new business opportunities. To be successful in this position, we require the following: - High school diploma or equivalent (GED). - Two (2) plus years in mortgage lending, consumer lending, credit counseling or homeownership counseling. The following would be a plus: Understanding of conventional and/or government lending guidelines. Understanding of residential first time home buyer processing, underwriting and closing process. Experience presenting financial education workshops with a focus on lo...