VP/Ag Commercial Banker

Job description

This position must possess the technical skills needed to underwrite, document and administer a sizable portion of small, midlevel and large ag/commercial loans. In addition, this position requires proficiency at business development and will be expected to actively solicit new loan relationships within the constraints of the Bank’s loan policy. Generally, a candidate for this position will have functioned as an Ag or Commercial Loan Officer or Credit Officer for a period of at least three years. Primary Duties: - Interview prospective small, midlevel and large Ag or Commercial loan customers in an effort to make a preliminary determination as to the nature and feasibility of the credit request. - Work closely with Bell Mortgage Officers to encourage and receive referrals of Ag or Commercial Loan prospects and Private Banking prospects. - Assist in the analysis of financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request. - Establish and negotiate, where necessary, terms under which the credit could be structured, including the costs, repayment methods and collateral requirements. - Assist in the preparation of...