CRC Underwriter I-III

Job description

As part of a Credit Resource Center (CRC) team, Reviews consumer and small business loan applications in accordance with consumer and small business underwriting guidelines and controls the quality of credit through adherence to same. Determines the disposition of the application within regulatory guidelines. Mentors the loan originators to strengthen their knowledge of the lending process. Structures the loan transactions to minimize risk. Insures that all regulatory deadlines are met and that the loan package is compliant. Regular, reliable attendance is required. Perform compliance and risk management duties as required or assigned Sales: Service: Administrative: - Maintains current knowledge of WTB loan and competitor products, services and rates. - Promotes the Bank's product line and relationship selling in conjunction with lending function; i.e., automatic payment deduction and payment protection coverage. - Promotes the cross-sell of additional products and loan features by reminding the originators of potential products and/or features. - Provides quality customer service to loan applicants either in person or through the loan originator process as an integral part of the...