Commercial Credit Analyst

Job description

Description Employment Type: Full-Time, Hybrid #LI-HYBRID: Comprehensive Benefits Package: We're committed to supporting your well-being and work-life balance through a robust benefits offering: *Parental Leave and Tuition Reimbursement are available after one year of service What you should know about the role This position is responsible for evaluating the financial statements and condition of commercial loan members applying for credit. Analyzes complex personal and corporate loan portfolio financial statements for loan risk rating and monitoring purposes on a single loan or relationship basis. Performs timely and accurate annual reviews to monitor credit quality and early identification of deterioration of credit quality. Analyzes such items as income, quality of management, market share, potential risks and collateral appraisal. Prepares loan presentations, which include credit analysis and a summary of the loan request. This is accomplished by providing outstanding service to both internal and external members as defined by living and demonstrating the core values of the credit union; Act with Integrity, Drive Progress, Build & Strengthen Relationships and Keep People at the...