Community Mortgage Lending Officer (SAFE Act) - IL
Citi · Crystal Lake, Illinois, US
The Community Mortgage Lending Officer is responsible for driving mortgage sales and client relationships through engagement with community clients, diverse...
Job description
The Community Mortgage Lending Officer is responsible for driving mortgage sales and client relationships through engagement with community clients, diverse real estate agents, and affordable housing non-profit partners in coordination with the Consumer Product Sales team. The role is directly responsible for the sale of a specific product or product set directly to clients. Responsibilities: Qualifications: Education: - Consult with customers about their financial situation, financial and personal objectives and lending needs for the purpose of helping them achieve their home ownership goals. - Collect and analyze information about the customer's financial situation, financial and personal goals, tolerance for risk and change, plans for the future, income, assets, debts, cash flow, and credit history. - Analyze financial information for customers to make an initial assessment regarding whether the customer and the property may qualify for a particular lending solution. - Make recommendations to customers about which lending solutions would best meet the customers' financial and personal objectives - Advise customers about the consequences, risks, and benefits of alternative lendin...