Outbound Central Consumer Loan Officer

Job description

Work from Home! Outbound phone sales position. Provide information on credit union products and services to members according to all credit union policies and procedures , and Federal and State rules and regulations. Collate and analyze individual financial information in support of loan decisioning process. Evaluate and recommend loan approvals, denials, counteroffers, loan modifications, and debt restructuring based upon individual circumstances and data. Process required forms and related documentation for consumer loan products. Partners to a pprove or deny loan applications within prescribed parameters. Promote credit union products and services. Expectations: **One or more years of sales experience preferred - Make outbound calls to members to solicit loan applications. - Interv iew consumer loan applicants. Assist member in completing loan applications over the phone and/or electronically. - Collate, analyze, and evaluate information & documentation in support of loan applications. - Evaluate borrower Character, Collateral, Capacity to Repay, and Credit position as a part of loan decisioning process based upon individual circumstances. - Calculate debt-to-income ratios, coll...