Mortgage Loan Officer

Job description

The Mortgage Originator originates residential mortgage loans in the secondary market, thereby providing a broader array of mortgage loans products to our customers and enhancing the bank’s fee based income. The Mortgage Originator is to develop referral relationships with realtors, builders, bankers and other strategic partners for the purpose of generating residential mortgages through ongoing sales efforts, including Bank’s Affordable Housing Loan Program. RESPONSIBILITIES: Bachelor’s degree or three years of direct related experience or equivalent combination of education and experience required. - Meet with customer or prospective customer to identify client needs and to sell mortgage loan programs - Interview applicants and requests specified information for loan applications such as credit history, income, assets, investments, debt, and other necessary documentation such as information about the property - Analyze information provided by the customer and identifies customer needs and recommends the appropriate Bank product offerings and options - Advise customers on the risks and benefits of an assortment of mortgage loan options to achieve the mortgage loan that is most app...