Commercial Lender

Job description

*Not available for sponsorship* *** Could be a Commercial Lender I or a Commercial Lender II, based on experience*** RESPONSIBILITIES: - Identify business leads and prospects for future opportunities, including providing general Bank information and cross selling services - Meet with and interview applicants to review and evaluate loan requests, including loan alternatives, credit criteria, interest rates, and necessary loan documentation - Prepare, or assist in preparing with Credit Analysts, written submission for consideration by the appropriate loan approval authority - Structure loans within loan policy - Identify problems or potential problems with credit information and coordinate with the necessary party to resolve the problems - Prepare loan proposals consistent with the loan approval for presentation to applicants - Review loan documents and related closing documentation for accuracy and consistency with approval - Monitor construction loans including budgets, loan advances, conducting property inspections and all related documentation required by loan policy - Manage loan portfolio including renewals, modifications, covenant tracking, financial statement collection, coll...