Corporate Banking Credit Analyst I

Job description

The Credit Analyst I will conduct detailed research and analysis of market data, trends and other factors related to the financing that will be considered as part of credit decisions. The individual will support a team of Portfolio Managers and Relationship Managers to understand and apply credit policy and field questions related to financial analysis and interpreting financial statements. Successful Credit Analysts become well-positioned for a promising career in Commercial Credit and are equipped with the fundamentals of underwriting, which will be transferrable to a wide range of opportunities. A Day in the Life of a Corporate Banking Credit Analyst I - Conduct written summaries of related industry and market environments, preliminary customer/prospect analysis including Sponsor analysis, and Borrower’s operating history and repayment capacity - Identify situations that may require policy exceptions and make recommendations that mitigate credit risks or remedy possible exceptions - Communicate internally as well as with customers directly on financial analysis or account management issues - Interact directly with Portfolio Managers and Relationship Managers and to answer questi...