Consumer Loan Underwriter

Job description

Perform an in-depth analysis of a borrower’s qualifications to make a lending decision within the credit unions risk tolerance. Qualifications: Bachelor’s Degree or equivalent experience preferred. 0-2 years lending experience preferred but not required. Good communication and interpersonal skills. General knowledge of lending policies. Ability to always maintain confidentiality of Credit Union and member records. - Conducts direct channel loan approvals and denials for 19 consumer products. - Reviews FSO, MRA, FSC, and VSC loan files, identifies errors, and makes corrections - Identifies and suggests alternative options to help members qualify for approvals - Provides on-going education and training to FSO’s outside of classroom - Assist with new loan procedures and updating current procedures. - Assist with training new underwriting personnel. - Make sound lending decisions - Identifies lending cross sell opportunities - Builds and maintains relationship with consumer lending vendors in order to uphold lending standards - Support credit union staff in helping them achieve lending goals Performance Standards: Ability to deal with pressured situations in a professional manner. Prof...