Credit Risk Senior Analyst

Job description

Citibank, N.A. seeks a Credit Risk Senior Analyst for its Irving, Texas location. Duties: Focus on the rigorous internal analysis and subsequent underwriting of Consumer Goods, Retail and Healthcare portfolio as part of internal portfolio management and transaction requests. Manage a dedicated portfolio of clients via continuous monitoring of their financial performance, industry trends, and overall creditworthiness to proactively identify risks and opportunities. Review and standardize the client-provided financial data (e.g., annual reports, quarterly statements) to align with Citi's internal accounting and analysis guidelines. Compute a comprehensive suite of critical financial ratios, essential for evaluating various facets of a company's performance. Perform in-depth qualitative and quantitative reviews of the core financial statements, Income Statement, Balance Sheet and Cash Flow. Conduct several additional layers of analysis, including industry, covenant, capital/corporate structure, and modeling. Ensure adherence to Citi’s Wholesale Credit Policy, ensuring all analysis and underwriting decisions strictly comply with/align with both internal risk appetite and external regul...