Credit Analyst

Job description

Job DetailsJob Location: Dallas - Dallas, TX 75287Position Type: Full TimeJob Category: BankingGeneral Summary Under moderate supervision, but according to established policies and procedures, assist loan officers with loan analysis. Develop and analyze all types of credit information pertaining to diversified types of loans including financial spreadsheets, trend analysis and written loan overviews. Principal Responsibilities and Duties: Responsible for staying up to date on and complying with all applicable banking laws and regulations as well as CNB policies and procedures. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Request and obtain loan request information and documentation from commercial lenders and lending assistants. Analyze and interpret loan related documentation, data, and ratios on new, renewal, and existing loans, including data provided by clients, credit bureaus, the Federal government, and other third parties. Prepare spreadsheets, reports, and summaries to present opinions and analysis to senior lenders and bank management. Inform management of any credit deterioration risk or ethica...