Consumer Card Product Director

Job description

Description Summary: The Consumer Card Product Director has responsibility for P&L of the credit card portfolio management including strategy development, program execution, and profit optimization. Duties & Responsibilities: - P&L responsibility for the Credit Card portfolio. - Responsible for analysis of the credit card portfolio and identifying trends, risks, and opportunities to drive profitable growth. - Reviews and modifies existing credit card product features and benefits to maximize profitability and meet customer needs. - Works closely with Marketing to ensure effective communication of credit card product to customers and to improve portfolio metrics. - Oversees all tasks associated with new program development working closely with key business partners (i.e. Marketing, Sales Ops, Phone Bank, Risk, Legal, Compliance, etc.) to introduce and sell the program on an ongoing basis. - Evaluates product performance and recommend changes in the product or marketing strategy to optimize program performance. - Works closely with Risk Administration, Underwriting, Compliance, Legal, Ops, Phone Bank, and Enterprise Risk to ensure effective implementation of account origination and p...