Business Banking Underwriter II

Job description

THIS ROLE IS ONSITE 4 days IN OFFICE at the One M&T Plaza in Buffalo Overview: Evaluate commercial loan/lease applications received. Adjudicate new credit requests of group credit and/or renewals over $100,000. Primary Responsibilities: - Evaluate commercial loan/lease applications received from banking officers, brokers, and directly from customers. - Credit facilities include secured and unsecured term loans, commercial mortgages, lines of credit, letters of credit and equipment leases. - Evaluate each loan applicant’s financial condition, cash flow and credit history in order to make appropriate loan decisions within individual lending authority. - Understanding of governmental credit support available to small business loans (SBA programs) is required. - Present loan requests to senior credit officers for decisions when appropriate. - Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. - Promote an environment that supports belonging and reflects the M&T Bank brand. - Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised...