PCLC Leasing-Senior Credit Underwriter

Job description

Overview: Responsible for preliminary screening, advisement, underwriting, approving, and funding of largest and/or most complex lease and loan requests with the greatest risks/financial exposure to the organization and, as applicable, within assigned authority. Advises sales staff on deal size and structure based on customer strength and collateral coverage. Primary Responsibilities: - Facilitate the credit needs of customers by underwriting new lease and loan requests and material modifications from submittal through approval and funding. - Underwrite and/or recommend lease and loan transactions for final approval by analyzing the largest and/or most complex financial information, including trends, cash flow and key risks, collateral, and other related information, within assigned authority as applicable. - Complete spreads of financial statements, prepare debt service overlays, initiate appraisals, confirm existing exposure, obtain references and reports, and check related names to ensure regulatory compliance. Determine need for more thorough investigation or additional information and coordinate the gathering of such. - Interact with customers during the underwriting process t...