Consumer Indirect Underwriter II

Job description

Consumer Indirect Underwriter II Job Type: Full-Time- Remote in San Antonio Exemption Type: Non-Exempt: Wage Amount: $28.57 hourly minimum: The primary purpose of this position is to support A+ Federal Credit Union’s indirect lending program by underwriting indirect loan applications and assisting with dealer relations by providing outstanding service to dealership partners. This position has the authority to make loan decisions within established guidelines and is responsible maintaining a working knowledge of all services and operations of the Credit Union, as well as complying with legal requirements, lending regulations, and internal policies and procedures. This role will serve as a subject matter expert for indirect underwriting and support training and coaching of Level I team members. Essential Functions: Indirect Underwriting - Perform complete reviews of loan applications including past credit history, stability factors, income, and membership accounts (when applicable), and render decisions using A+FCU’s consumer underwriting guidelines. - Consistently meet or exceed established expectations such as application volume, approval ratios, delinquency, and loss ratios. - Mak...