Data Scientist Financial Modelling

Job description

At Qred, were building the bank for small businesses. Since launching 10 years ago, weve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, were now looking for a Senior Data Scientist for the next phase of growth. About the Role In this role, you will move beyond basic data analysis to architect the core quantitative engine supporting our Banking License. We are looking for a specialist to take full ownership of our next-generation financial risk models, directly influencing how we navigate risk within a high-growth Fintech landscape. You will serve as the critical link between advanced analytics and production-grade systems, translating complex datasets into the strategic "Source of Truth" used by our CCO and CFO to drive the company forward. Develop and deploy IFRS 9 / Expected Credit Loss (ECL) models. Integrate macroeconomic forecasting and forward-looking scenarios into our framework. Build fair val...