VP/Commercial Banker

Job description

This position must possess the technical skills needed to underwrite, document and administer a sizable portion of small, midlevel and large commercial loans. Proficiency in business development is required as this position will be expected to actively solicit new loan relationships within the constraints of the Bank’s loan policy. Generally, a candidate for this position will have functioned as a Commercial Loan Officer or Credit Officer for a period of at least three years. Primary Duties: - Interview prospective small, midlevel and large business loan customers in an effort to make a preliminary determination as to the nature and feasibility of the credit request. - Assist in the analysis of financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request. - Establish and negotiate, where necessary, terms under which the credit could be structured, including the costs, repayment methods and collateral requirements. - Assist in the preparation of the Loan Committee Presentation and required supporting documentation. This package must be prepared in accordance with the standards established in the loan policy. - Prese...