Senior Credit Officer (Hybrid- Richmond, VA)

Job description

The Senior Credit Officer is responsible for loan approvals on real estate and non-real estate commercial purpose loans, though the incumbent’s responsibilities may be focused on either or both of these loan types. Loan authority would be commensurate with experience and expertise. From time to time, this position may need to provide guidance on credits that are either classified/criticized and/or have been recently downgraded where a clear plan of action is needed. This position will interact closely with the Wholesale Banking Group with the ultimate goal to provide timely responses on complete loan request packages and approvals that are consistent with the corporate credit culture. Position Accountabilities: - Reviews and determines appropriate risk assessment of commercial loan requests including an appropriate level of analysis of borrower's business, management, industry and financial condition and operations. - Exercises signature loan approvals on commercial loan requests with exposure levels to be determined based on experience and expertise. - Makes recommendations on credits that require higher levels of approval. - Provides expertise and leadership in larger more comple...