Underwriter-Business Banking

Job description

About this Role The Business Banking Underwriter serves as a critical control within the bank's credit risk management framework and is responsible for the independent risk assessment of Business Banking loan requests submitted through the Bank's retail channel(s). This role provides objective evaluation of creditworthiness, preparing comprehensive credit memoranda that identifies risk factors and exceptions to credit policy, and makes credit decisions within their authority. This position is posted as a Business Banking Underwriting role; however, candidates with more advanced commercial underwriting experience may be considered for placement into a Senior Business Banking Underwriter role based on qualifications, experience, and demonstrated proficiency. In this Role You Will: - Fulfill the underwriting process for Business Banking loan requests including new loans, renewals, extensions, and modifications - Exercise independent judgment to assess the creditworthiness of loan requests, including analyses of borrowers, guarantors, and collateral - Identify transaction risks and propose mitigants to ensure alignment with the Bank's risk appetite - Collaborate with Business Banking O...