Credit Analyst II

Job description

Job DetailsJob Location: Tulsa, OK 74133Position Type: Full TimePosition Purpose: Make recommendations regarding customer credit approvals based on an in-depth analysis of credit data, financial statements and due diligence of individuals or companies to determine the degree of risk involved in extending credit or lending money. Job Duties and Responsibilities: Analyze assigned complex loan applications within established guidelines across entire customer base. Prepare in-depth written loan memorandum documents in accordance with established policies and procedures and advise Lending Officers/Management on loan analysis. Spread and analyze financial statements, develop credit information and review complicated credit issues in order to interpret data and make recommendations to Lending Officers and committees who review lending decisions on new, renewal, and extension loans. Analyze cash flows, including global cash flow, to ensure adequate cash is available to meet any and all debt requirements as well as adequate liquidity is maintained. Assist in the development of loan agreements. Comply with regulations and policies of Firstar Bank. Regular interaction with Lending Officers an...