Commercial Credit Analyst I

Job description

As a Commercial Credit Analyst I, you will be responsible for supporting the underwriting, analysis, and monitoring of new and existing loan relationships of the Credit Union. You will manage a portfolio of members to include, but not limited to, evaluating the financial status of potential members, monitoring existing members, performing risk assessments, writing detailed reports, and making informed decisions while extending credit. Under steady supervision, the Credit Analyst I will perform routine financial statement spread, pull credit reports, complete credit references, covenant and compliance testing, and credit summaries in a timely and accurate manner. Accountable for providing world class member service while executing Interra’s vision, mission and delivery of Core Values. Direct Reports: None: HOW YOU WILL MAKE AN IMPACT: 60% Initially focused on financial statement spreading, report preparation, and preliminary credit analysis for commercial and/or agribusiness borrowers. Once proficient in those areas, the Credit Analyst I prepare detailed loan presentation focused on cash flow analysis and secondary repayment sources such as collateral and guarantor analysis concludi...