Mortgage Loan Officer

Job description

Under minimum supervision, this position will market and originate mortgage loans that meet regulatory and investors guidelines to be sold on the secondary mortgage market. Primary Duties: - Gather all information necessary for documentation, analysis, disclosure and underwriting loan applications. - Structure loan to ensure compliance to product guidelines. - Submit through DU/LP and review findings to ensure borrower findings meets guidelines. - Enter all required information into the mortgage loan origination system and order appraisal. - Solicit and take loan applications in a professional and timely manner in line with company standard and procedures. - Evaluate credit factors and eligibility to ensure application meets guideline requirements. - Provide appropriate borrower compliance information at the time of application, have disclosures signed and delivered. - Provide Loan Estimate (LE) within regulatory guidelines. Also provide re-disclosure as required by regulatory guidelines through understanding of MDIA requirements. - Provide all necessary applicant information to processor. - Price loans according to guidelines and secure signed lock agreements. - Review Closing Dis...