Community Lending Advisor

Job description

Overview Originate first mortgage loans with a concentration on low-moderate income (“LMI”) and Community Reinvestment Act (“CRA”) type transactions to promote the Bank’s Fair Lending activities. Activity promotes the financial institution and lending services to the real estate communities and help identify and serve the community’s financial needs through home loan counseling, real estate agent seminars and sales meeting and by participating in and promoting the institutions community actives Responsibilities: The following reflects management’s definition of essential functions for this job but does not restrict the tasks that may be assigned. Management may assign or reassign duties and responsibilities to this job at any time due to reasonable accommodation or other reasons. - Solicit first mortgage loans with special focus on first-time home buyers (“FTHB”). Inform prospective loan clients of the institutions underwriting guidelines and applicable government regulations. - Assist loan applicant in completing application and necessary disclosures. - Complete loan application and pre-processing functions in a timely manner; prepare for review initial disclosure including loan e...