Mortgage Loan Officer- La Crosse area. 6 Month Guaranteed Bonus.

Job description

Position Summary: Provide information on credit union portfolio mortgage products and services to members according to all credit union policies and procedures, and Federal and State rules and regulations. Collate and analyze individual financial information in support of loan decisioning process. Evaluate and recommend loan approvals, denials, and counteroffers based upon individual circumstances and data. Process required forms and related documentation for mortgage loan products. Promote credit union products and services. Partners to approve or deny loan applications based on analysis and company mortgage policies. Works with mortgage support staff to ensure timely response to member inquires and ensure a standard of service excellence. Duties and Responsibilities: - Interview mortgage loan applicants. Assist member in completing loan applications over the phone and/or electronically. - Collate, analyze, and evaluate information & documentation in support of loan applications. - Evaluate borrower Character, Collateral, Capacity to Repay, and Credit position as a part of loan decisioning process based upon individual circumstances. - Calculate debt-to-income ratios, collateral n...