Mortgage Processor IV

Job description

Overview Senior Processor with exceptional analytical ability to assess conventional, portfolio and government loan requests based on product, underwriting, and investor guidelines. Processes the most complex loans including renovation lending, and SONYMA Remodel NY. Serve as the communication liaison between the customer and M&T’s Mortgage department. Directly assist customers as required in a prompt, courteous and professional manner. Primary Responsibilities: - Reviews loan applications to assess qualification and restructures or recommends solutions. - Responsible for clearing conditions on residential mortgage loan products per product and investor guidelines through AUS and/or manual underwriting - Maintain effective communication with all necessary parties involved in a new loan application, from the customer, loan officer, realtors, settlement agents, municipalities, and co-workers to ensure a seamless and positive application experience. - Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, titl...