Credit Analyst

Job description

We are looking for a talented Credit Analyst to join our team specializing in Finance for our Distribution Business Unit in Nashville, TN. In this role, you will make an impact in the following ways: - Strengthen portfolio quality by preparing accurate, timely entity-level credit reports, plans, and forecasts that highlight risk trends and inform leadership decisions. - Reduce credit risk exposure through deep-dive analysis of entity-level exposures, early-warning indicators, and proactive mitigation actions (e.g., limit adjustments, collateral, or payment plans). - Elevate credit decisioning by performing rigorous credit-worthiness reviews on new and existing accounts in strict alignment with Corporate Credit Policy—protecting margins while enabling growth. - Improve visibility and accountability by producing consolidated credit dashboards and ad hoc analyses that surface DSO, past-due trends, concentration risk, and root causes. - Optimize working capital by managing local customer credit limits and terms, balancing risk with revenue opportunities, and driving on-time payments via targeted customer communications. - Tighten AR execution by coordinating seamlessly with CBS/Shared...